Flexible Mac Financing with ACIMA Leasing in East Amherst, NY
With ACIMA leasing East Amherst NY, you can get the Mac or Apple device you need today through affordable payment options. This service ensures that no perfect credit is required, making it easier for you to access the technology you want.
How ACIMA Lease-to-Own Works
Getting your Mac with ACIMA financing is simple. Follow these easy steps:
Apply Online or In-Store
Complete a quick application online at ACIMA.com or visit MacSolutions Plus at 9364 Transit Rd, East Amherst, NY. The application takes just minutes and will not hurt your credit score (soft credit check only).
- Need active checking account
- Minimum $750 monthly income
- 3 months of income history
- Government-issued photo ID
- SSN or Taxpayer ID
Get Approved for $300-$5,000
Receive instant approval decision for your shopping power. Most applications are approved within minutes, though some may require additional verification.
Important: Approval is based on income and banking history, not credit score.
Shop for Your Mac
Choose the Mac computer, iPhone, iPad, or Apple accessories you need from MacSolutions Plus. Your approved amount covers eligible merchandise up to your lease limit.
What You Can Finance:
- MacBook Air and MacBook Pro
- iMac and Mac mini
- iPad and iPad Pro
- iPhone models
- Apple Watch
- Accessories and peripherals
Complete Your Lease Agreement
Review and sign your lease agreement. ACIMA purchases the merchandise and leases it to you. You will make an initial lease payment and set up your payment schedule.
Payment Options:
- Weekly payments
- Bi-weekly payments
- Monthly payments
- Align payments with your payday
Take Your Mac Home Today
Walk out with your Mac or Apple device the same day! Start using your new technology immediately while making manageable payments.
Own It or Return It
Continue making payments until you own the device, or take advantage of early purchase discounts. You can also return the merchandise in good condition at any time without penalty if you change your mind.
Money-Saving Tip: Pay off within 90 days to get the best discount and lowest total cost!
Who Qualifies for ACIMA Financing?
ACIMA makes it easy to qualify – even without perfect credit. Here is what you need:
Active Checking Account
You need an active checking account in your name
Minimum Income
At least $750 per month in income
Income History
3 months of verifiable income history with current source
Valid Identification
Government-issued photo ID (driver’s license, state ID, or passport)
Social Security or Tax ID
SSN or Individual Taxpayer Identification Number
Be 18 or Older
Must be at least 18 years of age (19 in Alabama)
Understanding Your Costs
We believe in transparency. Here’s how ACIMA Lease-to-Own pricing works:
Initial Payment
When you complete your lease agreement, you’ll make an initial payment. This typically includes:
- First payment toward ownership
- Small processing fee
- Any applicable sales tax
Regular Payments
Choose a payment schedule that works for you:
- Weekly
- Bi-weekly
- Monthly
- Aligned with your payday
Early Purchase Savings
Maximum Discount Period
The sooner you pay off your lease, the more you save. Pay within:
- 90 days = Best discount
- 120 days = Good discount
- Continue lease = Own at end of term
Total Cost Transparency
- Retail Price: The cash price of the Mac or Apple device you choose
- Lease Cost: The total you’ll pay if you complete the full lease term (typically 12-18 months)
- Early Purchase Price: Discounted price if you pay off early (best savings at 90 days)
- No Hidden Fees: All costs are disclosed upfront in your lease agreement
- No Penalty Returns: Return merchandise in good condition anytime without penalty
Frequently Asked Questions
Will applying hurt my credit score?
No! ACIMA only uses a soft credit check that will not impact your credit score. The application process is designed to be credit-friendly.
What if I have bad credit or no credit history?
That’s okay! ACIMA approves based on income and banking history, not credit score. Many customers with challenged credit are approved.
How quickly can I get approved?
Most applications are approved within minutes. Some applications may require additional verification, which usually takes less than one business day.
Can I return my Mac if I change my mind?
Yes! You can return the merchandise in good working condition at any time without penalty. There is no obligation to complete the full lease term.
What happens if I miss a payment?
Contact ACIMA immediately if you anticipate missing a payment. They work with customers to find solutions. Consistent missed payments may result in merchandise return.
Do I own the Mac at the end of the lease?
Yes! When you complete all lease payments, you own the device outright. You can also purchase early at a discount to own it sooner and pay less.
Can I finance accessories and software too?
Yes! Your ACIMA approval covers eligible Apple products, accessories, and even AppleCare warranty coverage up to your approved lease amount.
Is financing available for business purchases?
ACIMA is designed for individual consumers. For business financing options, contact MacSolutions Plus directly to discuss alternative solutions.
Why Get Financing Through MacSolutions Plus?
Apple Experts Since 2001
We’re Apple Authorized Service Providers and Apple Premiere Partners. We know Apple products inside and out and can help you choose exactly what you need.
Personal Service
Unlike big box stores, we’re a local family-owned business. You’ll work with real people who care about getting you the right solution.
Full Service Support
When you buy from us, you get ongoing support. Setup help, training, repairs – we’re here for you long after your purchase.
Locally Owned
Serving Western New York since 2001. We’re your neighbors, and we’re invested in this community.
Authorized Service Center
If your financed Mac ever needs repair, we’re an Apple Authorized Service Provider with certified technicians and genuine Apple parts.
Free Training Sessions
Buy your Mac through us and we’ll help you learn how to use it. We offer free setup sessions and ongoing training to help you get the most from your Apple devices.
Ready to Get Your Mac Today?
Stop waiting and start working with the Mac you need. ACIMA makes it affordable.
9364 Transit Rd, East Amherst, NY 14051
Serving Western New York Since 2001
Important Information About ACIMA Lease-to-Own:
ACIMA is an independent lease-to-own company. MacSolutions Plus is a participating merchant and is not a lender. ACIMA purchases merchandise and leases it to you. You do not own the merchandise until you complete all lease payments or exercise an early purchase option. Lease terms, pricing, and approval requirements are set by ACIMA and may change without notice.
For complete lease terms, costs, and payment schedules, visit ACIMA.com or contact ACIMA directly. MacSolutions Plus cannot modify ACIMA’s lease terms or approval decisions.
Early purchase options provide savings – paying within 90 days typically offers the best discount. Completing the full lease term costs more than the cash retail price. You may return merchandise in good condition at any time without penalty.
Not all applicants are approved. ACIMA’s approval is based on income, banking history, and other factors. The application process uses a soft credit check that does not affect your credit score.
Questions about your lease, payments, or account? Contact ACIMA directly at ACIMA.com.
MacSolutions Plus | 9364 Transit Rd, East Amherst, NY 14051 | (716) 823-3085 | [email protected]